Will My Insurance Company Pay for a Roof Replacement?

Will My Insurance Company Pay for a Roof Replacement?

A roof replacement is a large-scale project, so it’s no surprise that it’s also expensive. However, in some cases, it’s possible to have insurance get involved for a project such as this. When your roof undergoes damage and is longer able to defend your home without a full replacement, there’s a good chance that your home insurance will be able to cover a decent portion of it. So when you’re wondering whether to not your insurance will pay for your roof replacement, contact Van Martin for assistance.

However, this is usually on a case-by-case basis. And it helps when you have a trusted roofing contractor in Dayton, Ohio takes a look at your roof, provides you with an assessment, and works with you every step of the way to help your insurance pay for your roof replacement.

Choosing a Roofer That Will Work With You

The first step in this process is to hire a dependable roofing company near you to provide you with an official assessment. Your insurance company will need some kind of proof from a professional contractor that you do indeed need a roof replacement. So the perfect place to start is by selecting a trusted roofing company in Dayton, Ohio, and the surrounding areas to provide you with an assessment. 

However, it’s also important to choose a roofer near you that will work directly with both you and your insurance company. When you make it clear that you want insurance to help cover this replacement, your contractor should make it a point to communicate with both you and your insurance company. This further increases your odds of having your insurance company help pay for your roof replacement. 

Initial Consultation

Once you’ve selected the best roofer near you for the job, they’ll provide you with a thorough inspection of your roof and determine whether or not a replacement is required. They should examine every square foot of your roof, including the eaves, shingles, flashing, chimney, and more. 

Additionally, when you choose Van Martin as your roofer, we’ll provide you with a free assessment of your roof! We don’t charge a dime for our roof inspections, and by the end, you’ll have a comprehensive and detailed report regarding the status of your roofing system and a repair/replacement plan. Furthermore, we’ll work directly with your insurance adjuster to ensure it’s a simple, straightforward process for you.

Reporting Claim to Insurance Company

After you receive your roof consultation, the next step is to report a claim to your insurance company. They should assess your claim along with the report provided to you by your roofer. From there, your insurance adjuster will either approve the claim or deny it. If they deny it, your roofing contractor should work on your behalf to get it approved, or at the very least, part of it approved. 

Van Martin: With You Every Step of the Way

Here at Van Martin, we work directly with both you and your insurance company to have your roof replaced. Upon initial consultation, we’ll ask for the name and contact information of your insurance company. Once your insurance examines your claim, we’ll be ready to move no matter what their decision is.

If they deny your claim, we’ll make an argument for extended coverage on your behalf. And when it’s accepted, we’ll be ready to move forward with scheduling the replacement. So next time you require a roof replacement in Dayton, Ohio, or the surrounding townships, give us a call to set up your free estimate!

Why Choose Van Martin?

Van Martin is a roofing company that offers quality workmanship, superior craftsmanship, and attentive customer service. We’re able to provide roof repairs and replacements for all types of roofing materials. This includes but is not limited to shingle, metal, and flat roofing systems. We also offer 24/7 emergency roofing services for all current and new customers! We also work on all types of roofing, siding, gutters, and Velux skylights as well!

Whether you need assistance with roof leaks or an entire replacement, we have your back. And we understand that roof replacement costs are high. So for those who aren’t able to get insurance coverage, apply for our On The House program! This program gives away a free roof replacement twice a year, so apply today and tell us your story!

We service Montgomery County and the surrounding townships, such as Beavercreek, Kettering, Vandalia, Centerville, Miamisburg, Springboro, and more! Simply visit our service area location page to see whether or not we provide service to your community. So next time you require the best roofing services, give the team at Van Martin a call or schedule your free roof inspection online today!